Chattel Mortgage

A range of competitive and affordable business car finance options for your next car.

Chattel Mortgage 

A flexible option for business people on the go. 

Car Loans Choice offer a range of competitive and affordable chattel mortgage options for your next
car. Chattel mortgages are a type of loan that uses the car or “chattel” as security. The buyer takes
the car when purchased and the mortgage is removed at the end of the loan.

Chattel mortgages are better for business people as they have more competitive rates, flexible loan
terms and you can claim the GST in the price of the car through your Business Activity Statements
(BAS.) Further, you don’t pay GST in the monthly repayment or residual value amount (balloon
payment) if you choose to have one.

Sound complicated? Don’t sweat it, our finance consultants make the process easy.


  • Depreciation and interest are tax deductible
  • You get a lower interest rate
  • Terms are more flexible, from 12 to 60 months
  • Flexibility on deposits and residual value payments
  • Add options such as loan or vehicle protection
  • Choose from a wide range of financiers and lenders


Why Get Chattel Mortgage?

Best for Business Use

Chattel mortgages favour business owners with tax breaks and flexibility.

Fast Approval

We give approvals for loans in just 24 hours – one of the fastest approvals in Australia. 

Reputable Lenders

We work with nationally accredited lenders to help secure best rates.

Tax Deductions

Interest and car deprecation can be written off as tax deductions. 

Flexible Terms

From 12 to 60 months with your desired balloon payment and deposit.

Add Extras

Add loan and vehicle protection in your chattel mortgage.

What's Next?

60 Secs Quote

Fill in your requirements and submit to get a quote.

Discuss Loan Options

Consultant will discuss and find a best finance option for you.

Finance Approval

Your finance gets approved through one of our lenders.

Drive Your Car

Sign the documents, lender transfers fund and pick up your new car.

Our Lenders

Get Your Car Loan Today!

We will provide you with a range of finance options with alternate lenders, comparison rates and all the associated costs involved with it. Go ahead and get a quick quote today.